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Prudential has announced new options to a pair of popular universal life (UL) insurance policies as the company looks to make the policies more attractive in an era when low interest rates continue to dampen life insurance sales.New to Founders Plus is the Plus 100 feature, which credits interest based on 100 percent participation in the performance of the Standard Poor 500 index, the company said.Mark Hug, executive vice president, product and marketing, Prudential Individual Life Insurance, said that the changes to Founders Plus were implemented response to feedback for more affordability, flexibility and a broader range of account options.Low interest rates have hurt insurance sales. Tweaking life policies with more crediting options at a time of strong market gains is seen as a way to spur sales. Individual Life Insurance Sales Summary Report shows.From the advisor and policyholder point of view, the crediting option offers the potential for a higher return.The company also announced that it has made its BenefitAccess Rider available on its PruLife Index Advantage UL product.

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